Nonfiction Ebooks

Hands fisted, knuckles white and angry tears pouring down her cheeks, Carol stormed through her front door and headed straight for the telephone. She tries to compose herself as she dials 911 to report her car as stolen.

"What You Should Know BEFORE You Borrow Money," is designed to help folks who are not knowledgeable about the "ins and outs" of borrowing. Take a look at some of what you will learn:

• What type of loan do I need?
• What you should know before you shop for a lender.
• How to apply for a loan.
• When and why borrow money?
• Before you apply for a mortgage get the facts
• Cleaning up your credit.

Decipher the Headlines and Beat the "Bailouts"

Table of Contents:

About the Author

The State of USA Government Financials - An Overview

What Factors Led to the Current Situation?

United States Government Debt

• Possible Risks to US Dollar
• The Beginning of Federal Debts
• Categorization of Public Debts
• Ownership
• Foreign Ownership
• The Uses of U.S. Government Debt

The Economy of the United States

• Economic History
• Immigration
• State of the American Economy

• Segments of the Economy
• Components of the Economy
• Corporatization of Business
• Regulation by Economic Means
• Skilled Manpower
• Progressive Legislature and Judiciary
• Components of American Trade
• Public debt
• Abundance of Natural Wealth
• Trade Deficit
• The Role of
  more...

• Thirty ways to save money on gas (stash these secrets away for safe keeping, because gas prices will go up again soon)
• How to really and truly lose weight (throw away your calorie counters -- here's why)
• Ways to lower the cost of auto insurance (can you believe that good grades in school may do it?)
• Never-before-revealed secrets of millionaires (learn from celebrities Winston Churchill, Alfred Hitchcock, Sophie Tucker and others)
• How to keep your valuables out of the hands of burglars (ten hiding places burglars are highly unlikely to find your stuff)
• Simple but powerful ways to hold on to your earnings (did you know it's not a good idea to
  more...

Our Responsibility Reduce, Re-use and Recycle

Contents

A Simple Question

Your War on Waste

• Re-use
• Reduce
• Recycle
• The Three R's of Sustainability

Lights - Good and Bad

Appliances

• Before You Buy a New Appliance
• Energy Ratings
• Switch off
• Low-cost Options

• Computers

• Solar Water Heating Systems
• Hot Water on Demand

• Cleaners to Avoid
• Citrus Oils
• White Vinegar
• Baking Soda

• Basis of Claims to be "Natural" or "Organic"
• Do they Contain Animal Products or are they tested on animals?
• Long term effects
• Packaging
• Check the ingredients of your cosmetics

• Your Lawn
• Get the
  more...