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Personal Finance Guru


Personal Finance Guru

Personal Finance Guru

"Discover How You - Or Anyone - Take Control Of Your Finances, Set Your Money To Work For You And Enjoy A Happier Life!"

Whether You're Making A Few Hundred Dollars Or A 5 Figure Income Per Month, Learn How You Can Keep Most Of Your Money At The End Of The Month Using Super Simple Financing Methods!


Dear Friend,

Buried in a mountain of bills and debt before your eyes? Not having enough money for yourself at the end of the month? Need better finance management so you can finance your child(ren)'s college education and get all the wonderful things that you want in life?

By now, you definitely realize that it's not really how much money you make, but ultimately how much money you keep.

It's a crying shame - quite a number of highly paid executives, CEOs and officers today keep almost as much money as the janitors who clean the office building at the end of the month, even though their monthly salaries print 4 to 5 figures.

The culprit: horrible finance management!

"Well, Here's Something You Really Need To Know..."

I'm not surprised if you're not convinced by this fact because after all, most people are conditioned to (sub-consciously) think that financial advisor's businesses are OTHER PEOPLE's finances.

This is a valid fact, no doubt, but I'd like you to quickly indulge me in this brief exercise:

Who's Making The Hard Earned Money For You, And Who Should Be Using Your Money?

  • YOU.
  • Your financial advisor.
The answer: none other than you!

Now, there's nothing wrong with discussing and letting financial advisors take a serious role in managing your finances. After all, it IS their job. But ultimately, YOU are the best finance manager for your own personal finance. And no one else!

Because whether you work with financial advisors and brokers, ultimately YOU decide how much and where your money flows.

And what if you're not surrounded by financial advisors? It doesn't matter really. Whether you're a 1-man army or sit in the same table with financial gurus, how you spend your money is YOUR sole responsibility.

But you're in urgent need of money. You have big plans in the pipeline, such as financing your child's education, getting a bigger house or car, etc. You're definitely tired of bringing back little or no money after a month's worth of turmoil and hard work (and I feel you DON'T deserve it).

You're thinking - there has to be a way to take control of your finances immediately and stretch every dollar effectively and then bring in more returns for you.

That's where my manual fills in.

Introducing...
Klutz's Guide To Becoming A Personal Finance Guru! 2nd Edition

Instant Download, PDF E-Book, 79 Pages

In this guide written in layman terms, learn how YOU can enjoy the lifestyle of living LARGE even on a small budget!

And You'll Learn Things Like:

  • 6 ways to instantly take control of your personal finances and cut your ties with total chaos!
  • The art of budgeting (no, it's not the art of living cheap). Find out how you can easily stretch every dollar in your pocket and live a happier life!
  • Organize your finances in a blink eye by learning simple-to-use techniques in assessing your current financial situation,
  • How to efficiently plan for your retirement, household, insurance and legacy - short to long term,
  • Make your money "boomerang" back into your pocket with even more money simply by leveraging on powerful investment vehicles!
  • How to carry on your legacy of good financial shape even after you've stopped working,
  • The common investment mistakes you should be avoiding as they'll suck your money out like a void!
  • The truth behind the credit card(s) you keep in your wallet and how you can cover up your money leak by at least 10-65%!
  • Several small "money leak" holes you must be aware of and how you can put a cork in them!
  • How to choose the right financial advisors, planners and brokers to be in your team!
  • How to have your hard-earned money work HARDER for you in simple ways even a klutz can do it!
  • And much more!

"Even A Klutz Can Do It!"

Because you DON'T have to be a highly-paid executive to keep more money.

You DON'T have to be a rocket scientist to know how to live BIG on small budget.

You DON'T need to know complicated math or accounts to handle your finances. Simple plus, minus, times and divide will do.

"Become Your Own Personal Finance Guru Today!"

Table Of Contents:

Your Financial Future is Living One Day At a Time 7

The 6 Quick Ways to Take Control Of Your Finances 9
Use Common Sense 9
Look For Savings 10
Take Importance in Emergency Funds 12
Control Your Credit Card Usage 13
Take Your Financial Planner Seriously 15
Know what is on Your Credit Report 16

The Art of Budgeting 18
Budgeting - It Can't Get Anymore Important! 19
The Art of Spending Wisely 20
Rebates: Rewards or Rip-Offs? 21
Retail Therapy Quiz 23
Should You Be Making Your Budget Now? 24

Taking Your First Steps to Personal Finance Success 26
Ideas on Helping to Organize Your Personal Finance for Success 26
Cleaning Your Personal Finance House 27
Personal Finance-Personal Debt 28
Planning for Long Term Care Needs 30

Busting the Credit Card Myth 32
Then there's the Urban Credit Legend 33
Credit Card Banks really are Out to Get You 35
Finding Out Your Credit Rating 36

Estate Planning at its Simplest 38
The Objective of Estate Planning 39
Making a Will 40
How to Find the Right Estate Planner 41

Household Planning 44
How to Add Value to Your Home Even Before It's Built 45

Hidden Value in Your Life Insurance 47

Foundation in Investing 49
Why You Should Invest 50
Determine Your Risk Tolerance 51
Determining Where You Will Invest 54
How Much Money Should You Invest? 55

Retirement: It's All About Handling Your Golden Years 57
Planning Ahead and Starting Now 58

Investment Vehicles You Can Use 60
Different Types of Bonds 61
Understanding Bonds 62
Different Types of Stock 64
When to Sell Your Stocks 65
Online Trading 66

Your Personal Investment Strategy 68
The Importance of Diversification 69
How to Choose the Right Broker for You 70
Investing Mistakes to Avoid 71
Long Term Investments for the Future 72
Taking Care of Your Finances for Generations 74
Teaching Your Child Financial Responsibility! 74
In Closing 75

Recommended Resources 76

That's right! No more waiting for the mailman to come to your door 7-10 days later.. You can start reading this book instantly!

It doesn't matter if it's 2 AM in the morning, you'll be downloading and reading "Personal Finance Guru" within just a few minutes. There's absolutely no risk to you - so what are you waiting for?


Super Bonus:

Buy "Personal Finance Guru" Now
and get a second ebook for free!!!

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100% "Better-Than-Risk-Free" Guarantee

100% Guaranteed

If you take my book now, and are not satisfied with it for any reason or find any better offer, just contact me during the next 30 days and tell me. I'll gladly and promptly refund your purchase. Without any questions.

Personal Finance Guru

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Once your credit card is approved, you will be taken to a special download page where you will download the Personal Finance Guru ebook.

You'll be reading in less than three minutes.

All the best!

P.S. It's even more expensive to stay buried under a mountain of bills and debt created by your own financial ignorance. Isn't it about time you know something you should be knowing way back from school (which they didn't teach you, by the way)?


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